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General Insurance Products

Retail

Tailor-made solutions just for you

Corporate

Assuring you an all-round protection on your valued assets

Assuring you an all-round protection on your valued assets

Fire & Special Perils

We arm you with the means to extinguish any resultant losses

This policy provides coverage loss of/or damage to Insured Property from all Types of Fires, Lightning, Full Explosion, Earthquake (Fire, Shock and Volcanic Eruption), Bush Fire, Spontaneous Combustion, Subterranean Fire, all types of Impact (Aerial, Land, etc.), Riot, Strike, Malicious Damage, all types of Water damage and Special Perils A to H – Occasioned by an Insured Peril.

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Business Interruption/ Consequential Loss

Your safe harbour to help you rebuild

This policy provides Indemnity in respect of loss of revenue, increase in cost of working following business interruption by fire and lightning, bush fire, earthquake, fire and shock, explosion, storm, tempest, flood, overflowing and/or bursting of water pipes and tanks, aircraft, impact, riots, strikes and malicious damage.

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Burglary

Arming you with cover against burglar losses

This policy will provide the insured Indemnity against loss, destruction, or damage to Property and contents arising from forcible or violent entry and or exit from the Insured’s premises by explosives, tools*, chemicals or electricity. The policy features extensive clauses some of which include cover for Hold Up/threat of Assault, Automatic reinstatement of loss, excess on each and every loss et cetera. The applicable special conditions are Safe & Books Clause, Watchman warranty among others.

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Agriculture Insurance

Towards a food-secure globe

This policy will provide the insured cover against physical loss or damage to the declared crops against perils related to drought, listed pests/diseases, adverse weather effects eg. Hailstones, Storms, Malicious damage, Flooding, Riots & Strikes, Earthquakes among others. This cover can be extended to cover farm inputs such as tools, irrigation facilities, and greenhouses. Types of Crop Insurance include; Horticulture Insurance, Multi-perils crop insurance, Weather Index Based Crop Insurance, Named Perils Crop Insurance et cetera.

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Contractors All Risks

All-round protection while you scale-up

This is an insurance policy meant for contractors to guard them against property damage and 3rd party liabilities/Injuries. This policy is popular with contractors dealing with construction projects. Some of the peculiar coverages include erection risks, and renovations.

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All Risks

Best compliment to your love for gadgets

This policy will cover your named assets against losses arising from any fortuitous cause except those that are specifically excluded. Some of the extensive clauses under this policy include; Automatic additions/deletions, Automatic reinstatement of loss, Transit risks, Replacement of New for Old, policy excess among others.

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Machinery Breakdown

The safe harbour should your run stop

This policy covers insured plant as described in the schedule against insured damage, subject to the terms, conditions and exclusions of the policy. It covers the insured plant while in the situation, including times when the insured plant is being cleaned, adjusted, repaired or relocated within the situation. This policy also covers physical damage, caused by flying fragments as a result of insured perils.

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Political Violence, Terrorism & Sabotage

Best Shield from Terror & Politics -related losses

This speciality policy provides indemnity against loss or damage to all Company’s property situated in the various locations throughout the country and business interruption arising from acts of terrorism, sabotage, riots, strikes and/or civil commotion, malicious damage, mutiny, rebellion, insurrection, coup d’états, war and/or civil war. It covers buildings, electrical machinery & equipment, contents in office premises including ICT equipment etc.

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Corporate Motor

Providing you comprehensive coverage for your vehicle, passengers and against probable liabilities so that you cruise your ride Gracefully with the least worry about uncertainties

Our well-crafted automobile policy provides you coverage for your vehicle(s) against accidental damage, theft, passenger and 3rd party liability. The scope of coverage ranges from 3rd Party Only, 3rd Party Fire & Theft and Comprehensive coverage, multiple risks for both Third Party Risks to Comprehensive risks.

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Travel

We let you tour the world like a Pro whilst knowing the unexpected adversities are covered

A travel insurance is not only a MUST have policy for your visa processing but it is an essential resource to help cushion you from unforeseeable and probable losses that might arise during your travel. Some of the salient coverages include but are not limited to Medical Expenses, Personal Assistance, Medical Transportation /Repatriation, Baggage, Flight Cancellation, Personal Accident, Flight Curtailment, Emergency evacuation, Flight Delays, Personal Liability, emergency cash advancements among others. Why not engage us for a real-time quotation and cover placement?

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Fidelity Guarantee

At the core of your fiduciary management

This policy provides you with indemnity against all pecuniary loss as a result of infidelity of employees. The cover includes but is not limited to loss of money and/or stock and other contents/and or property in custody and/or control including customers’ goods and/or held on trust and or on commission and/or for which the insured is responsible.

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Electronic Equipment

For the love of gadgets

Indemnity against unforeseen and sudden loss or damage while working, at rest, dismantling or re-assembling computers or any insured gadget/equipment.

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Money

Because Your Money Matters

Money policy provides your organization against loss of money whilst within, in transit, at the hands of authorised personnel or outside your premises. Money deemed to include cash and cash equivalents such as cheques, stamps, postal orders, travellers’ cheques among others.

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Goods In Transit (GIT)

Freight Coverage Solution

This policy covers your organization against loss or damage to property belonging to the insured whilst in transit following collision, overturning, fire damage, after an accident & theft of goods

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